Apps iLove – 22 Nov 2011

  • Rating: ♥ ♥ ♥ ♥ ♥
  • Name: Expense Log
  • Price: Free
  • Comment: I love it. If you’re looking for something simple, easy and you can edit and add entry of your expensive and income quickly without all the complex financial features then Expense Log is your answer. It also has graph reporting feature and it be customize to report on the different kind of expense and income you made like food expense, clothing expense. You can also export it to excel file and send to your mail. Just brilliant.

  • Rating: ♥ ♥ ♥
  • Name: XE Currency
  • Price: Free
  • Comment: Nice and convenient to use but sadly there is only a limited currency available. I think about 5 or 6 currency only (SGD, US, EUR, BRP and Canada Dollar).

  • Rating: ♥ ♥
  • Name: CashTrail Lite
  • Price: Free
  • Comment: Since I’m so in love with Expense Log, I didn’t really explore this. But since you have to pay $4.99 for the full version app, I doubt CashTrail Lite is any good. When I went to the app I saw much more controls than Expense Log, I sense that app will more time consuming to keep up. Anyway, if you’re really into personal financial tracking then this might worth a try.
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Apps iLove – 22 Nov 2011

Ignorance

I noticed I’ve written another post about Ignorance as well. Seems like it’s a big and controversial word. Anyway, that post was more of a rant on ignorance but this is an entirely opposite perspective, in face, a rather positive one.

A few things that happened recently kept reminding of a speech by Seth Godin at TED. In a part of the speech, he mentioned that the modern generation of consumers are the most self-centered generation of consumers. Once upon the time, it used to be that consumers have little choices in products and more time to learn and understand about the products. However, in today’s market, it’s the exact opposite. We so much more choices and so much little time. And naturally, we learn to not pay attention to irrelevant things. In the sense, we started to ignore stuffs. We ignore products that is irrelevant to us, products that we don’t need, products that we don’t want, products that we don’t think we need, products that we don’t care. etc.. And the thing about ignorance is that it’s convenient and contagious. So eventually, we just ignore products in general and then finally, just generally ignore stuffs…

I’m not here to say it’s bad because I just had a sudden revelation that sometime this ignorance is very much breed by external factors. These past few weeks, everytime I went out, I always get aggressively stopped by some salesman/women or these group of people who call themselves “financial planner”. Initially, I out of courtesy I stopped to listen to what they have to say despite the fact that I don’t really care about their product and I’m going to say no anyway no matter how good their product is. But most of them seem to take that courtesy for granted and became annoyingly pushy after having my attention, especially the “financial planners”. After hearing all they have to say about their product, I just replied “Thank you, but I’m not interested.” but they refused to let me go and began to bombard me with those typical self-guilt inducing questions.

“Are you the type who spend before you save?”

“Do you want to always rely on your parent’s support during financial emergency.”

“Are you planning to start a family? don’t you think starting your financial planning now will be very beneficial for you future family and yourself?”

etc. etc. and the list goes on and on…

Finally, the golden question and also their ultimate attack. “If you think so and I can tell you understand the importance of financial management, then why are you not taking any action?”

For people who don’t know any better, they would fell for the guilt and think twice, and that’s when the “planner” won. I gotta say though for the first few times I was also take aback but after so many encounter of the same old charade. My tolerance level decrease tremendously and the ignorance level shot up uncontrollably. On the rare occasion, it was so bad that I just want to speak the truth to them. “Even if I want to save money, I will also not let you be my financial planner. When after I courteously spare you 10 mins of my time, not even for 1 second of those 10 mins you paid any attention to my needs or showed any genuine trying to understand me. So how do you expect me to believe that you can and will take care of my financial planning? The whole time all I have observed was you trying to make me pay for something I don’t care about and have no interest in. And when I politely rejected you, you turned on me and trying to make me feel guilty.”

Despite wearing the difference in title, I think financial planners are pretty much salesman. So like every salesman, they should pay attention what Seth Godin mentioned. Consumers are self-centered. Once you ignore that, they ignore you. So anyway, back to ignore. So yes after the recent frequent encounters of such events. Well, naturally, I’ve finally learn to do what most consumers have been doing—ignore. Just wear earphone, pretend to be on call, or even pretending they weren’t there. Anything to make them not approach you. And I began to realize that this is probably how some of us start to be ignorant about things around them. This is massive societal effect. We may can still argue that ignorance is sometime the things that helps us keeping focus on what we’re doing. But let’s not forget that it also means sometimes end up ignoring things that’re relevant and important to us along with the many things that we ignore. Therefore, it’s important to pause to look out for things that matter while we’re ignoring things that don’t.

Ignorance

Handy Tools (20 Nov 2011)

Just dropping a few handy software I came across these few days.

Bloom
Bloom is a multi platform desktop app that let you upload your photos and videos easily and efficiently to Facebook, download albums and view your friends’ photos. Yesterday, I was having problem uploading photo to my FB from my browser. Somehow, when it uploaded halfway it always hang. So I do what everybody does and google for a way to upload my photos. So that’s how I came across Bloom. Very nice and handy tool indeed. You’ll enjoy it.

DigiDNA DiskAid
It’s basically a software that allows you to copy stuff and out of your iPod Touch/iPhone without having to Sync with iTune. I was having trouble trying to copy out the voice recording from iPhone the other and I don’t really the stupid iTune sync, so I couldn’t even be bothered to figure out how it works. Instead, I went to google around to find a software that allow me to just drag and drop, and copy paste. I know there many of these kind of software around but DiskAid is one of the few I found that is as very comprehensible because it looks almost like your internet explorer. So the rest of the familiarization is take care of by your instinct.

Wondershare iMate
Does almost the same thing as DiskAid I think haven’t really fully tested this out. But one very obvious aspect is the interface. This one has a very nicely design interface, feel pleasing to and make you wanna use it. Comprehensible or not is another story of course.

Handy Tools (20 Nov 2011)

I’m Fine…

I don’t know if it’s the rain, the work or just my mood but somehow, I suddenly am feel like I’m carrying world on my shoulder and it’s really heavy. While, I was only mentally prepared for the hectic work schedule coming this month, I didn’t expect to get myself into any other complication or distraction. However, like always thing never really turned out the way you expected / as planned. As soon as this month started, one big complication entailed. Then followed by 2 more, one after another. I was confused and unable to think straight these period. That causes insomnia and other stuff. Then I found myself struggling to stay focus on my work. I managed it somehow but it was depressing.

I tried very hard to fight it, hold my self together and appear totally fine. I hope things are over quickly. The weight is feeling very heavy now.

I’m Fine…